Birla Sun Life Freedom Fund-Plan B (Growth)

Mutual Fund · Income · As of 18 Oct 2026, 6:04 pm

Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.

DalalBaazaar Score

43/ 100

Moderate

Weighted across five categories. Every point is explained below.

✗ Sharpe ratio of -0.13 — little reward for the volatility endured
✗ Sortino ratio of -0.18 — downside moves have not been well compensated

Investment Checklist

1 / 3 checks passed

✗ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✗ Historical worst drawdown contained (better than -30%)

NAV history

Key Metrics

Latest NAV

₹30.91

As of

21 Oct 2011

Fund History Available

5.5 yrs

Since-Inception Return (CAGR)

3.6%

Only 5.5 yrs of history available — no clean 1Y/3Y/5Y figure yet

Annualized Volatility

15.4%

Moderate

Sharpe Ratio (est.)

-0.13

Weak risk-adj. return

Max Drawdown

-38.1%

Severe historical drop

Category Peer Comparison

Scheme	1Y Return
ING Income Fund-Regular Plan -Growth Option	—
Indiabulls Income Fund - Direct Plan - Growth Option	—
Sundaram Monthly Income Plan - Moderate Plan - Direct Plan - Growth Option	—
Fortis Monthly Income Plan-Regular Plan-Growth Option	—

SIP / Lumpsum Calculator

Total Invested

₹6,00,000

Estimated Maturity Value

₹6,56,941

Estimated Gain

₹56,941

Risk Flags

Estimated Sharpe ratio (-0.13) is on the low side — returns aren't compensating well for volatility taken over the trailing year.
This fund has seen a peak-to-trough drawdown of -38.1% in its available history — make sure you can stomach that kind of swing.

Watch Items

This fund doesn't have enough history yet for a reliable 1-year return — the since-inception figure above is annualized from a shorter period and should be treated as rougher.
Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.