Mutual Fund · Debt Scheme - Credit Risk Fund · As of 18 Oct 2026, 6:04 pm
Solid risk-adjusted track record over the available NAV history. Returns have been compensating reasonably for the volatility taken. Still confirm current expense ratio, exit load, and portfolio concentration directly from the AMC factsheet before committing.
DalalBaazaar Score
89/ 100
Strong
Weighted across five categories. Every point is explained below.
✓ Sharpe ratio of 1.09 — returns have comfortably exceeded the risk taken
✓ Sortino ratio of 7.04 — strong return per unit of downside risk, which is the volatility that actually hurts
Investment Checklist
4 / 4 checks passed
✓ Positive 3-year track record
✓ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)
NAV history
Key Metrics
Latest NAV
₹60.86
As of
16 Oct 2026
Fund History Available
13.8 yrs
1Y Return (CAGR)
10.5%
Moderate
3Y Return (CAGR)
13.8%
5Y Return (CAGR)
13.3%
Annualized Volatility
6.3%
Relatively stable
Sharpe Ratio (est.)
1.09
Good risk-adj. return
Max Drawdown
-6.0%
Contained
Category
Debt Scheme - Credit Risk Fund
Fund House
DSP Mutual Fund
Category Peer Comparison
Scheme
1Y Return
IDBI Credit Risk Fund Growth Direct
—
SBI CREDIT RISK FUND - Direct Plan - Growth
7.3%
HSBC Credit Risk Fund - Direct Plan - Growth
6.0%
UTI - Credit Risk Fund. - Direct Plan - Growth
5.8%
SIP / Lumpsum Calculator
Total Invested
₹6,00,000
Estimated Maturity Value
₹8,48,161
Estimated Gain
₹2,48,161
Watch Items
Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.
