BANK OF INDIA SHORT TERM FUND - Direct Plan - Growth
Mutual Fund · Income/Debt Oriented Schemes - Short Term Fund · As of 18 Oct 2026, 6:50 pm
Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.
DalalBaazaar Score
74/ 100
Good
Weighted across five categories. Every point is explained below.
• 79% of three-year holding periods ended in profit
✗ The worst three-year stretch returned -3.7% a year
Investment Checklist
4 / 4 checks passed
✓ Positive 3-year track record
✓ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)
NAV history
Key Metrics
Latest NAV
₹31.03
As of
16 Oct 2026
Fund History Available
13.8 yrs
1Y Return (CAGR)
4.5%
Moderate
3Y Return (CAGR)
7.6%
5Y Return (CAGR)
10.8%
Annualized Volatility
1.5%
Relatively stable
Sharpe Ratio (est.)
0.56
Moderate
Max Drawdown
-19.8%
Notable drop seen
Category
Income/Debt Oriented Schemes - Short Term Fund
Fund House
Bank of India Mutual Fund
SIP / Lumpsum Calculator
Total Invested
₹6,00,000
Estimated Maturity Value
₹7,26,300
Estimated Gain
₹1,26,300
Watch Items
Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.
