Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Daily Reinvestment of Income Distribution cum Capital Withdrawal (IDCW)
Mutual Fund · Debt Scheme - Banking and PSU Fund · As of 18 Oct 2026, 6:04 pm
Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.
DalalBaazaar Score
42/ 100
Moderate
Weighted across five categories. Every point is explained below.
✗ Well behind the Nifty 50 over 3Y — 0.0% against 26.9%, which an index fund would have delivered at a fraction of the cost
✗ Well behind the Nifty 50 over 5Y — 0.0% against 8.9%, which an index fund would have delivered at a fraction of the cost
• This fund's category (Debt Scheme - Banking and PSU Fund) is not what the Nifty 50 tracks, so the comparison below is indicative only — judge it against its own category benchmark.
Investment Checklist
3 / 4 checks passed
✓ Positive 3-year track record
✗ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)
NAV history
Key Metrics
Latest NAV
₹10.23
As of
28 Jun 2024
Fund History Available
11.5 yrs
3Y Return (CAGR)
0.0%
5Y Return (CAGR)
0.0%
Annualized Volatility
0.4%
Relatively stable
Sharpe Ratio (est.)
-15.48
Weak risk-adj. return
Max Drawdown
-2.8%
Contained
Category
Debt Scheme - Banking and PSU Fund
Fund House
Sundaram Mutual Fund
Category Peer Comparison
Scheme
1Y Return
SAHARA BANKING & FINANCIAL SERVICES FUND- GROWTH - Direct
—
SBI BANKING & FINANCIAL SERVICES FUND - Direct Plan - Growth
-3.5%
DSP Banking & Financial Services Fund - Direct Plan - Growth
3.3%
IDBI Banking & Financial Services Fund - Direct Plan (Growth)
—
SIP / Lumpsum Calculator
Total Invested
₹6,00,000
Estimated Maturity Value
₹6,00,452
Estimated Gain
₹452
Risk Flags
Estimated Sharpe ratio (-15.48) is on the low side — returns aren't compensating well for volatility taken over the trailing year.
Watch Items
Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.
