Mutual Fund · Equity Scheme - ELSS · As of 18 Oct 2026, 6:51 pm
Solid risk-adjusted track record over the available NAV history. Returns have been compensating reasonably for the volatility taken. Still confirm current expense ratio, exit load, and portfolio concentration directly from the AMC factsheet before committing.
DalalBaazaar Score
68/ 100
Good
Weighted across five categories. Every point is explained below.
✗ Worst peak-to-trough fall was 37.9%. That is the loss you would have had to hold through without selling.
• Capture profile: 103% of index gains, 94% of index falls
Investment Checklist
3 / 4 checks passed
✓ Positive 3-year track record
✓ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✗ Historical worst drawdown contained (better than -30%)
NAV history
Key Metrics
Latest NAV
₹101.24
As of
23 Jan 2026
Fund History Available
13.1 yrs
1Y Return (CAGR)
-22.1%
Negative
3Y Return (CAGR)
16.5%
5Y Return (CAGR)
11.3%
Annualized Volatility
15.2%
Moderate
Sharpe Ratio (est.)
0.66
Moderate
Max Drawdown
-37.9%
Severe historical drop
Category
Equity Scheme - ELSS
Fund House
HSBC Mutual Fund
Category Peer Comparison
Scheme
1Y Return
Baroda ELSS 96 Plan B(Direct) -Growth Option
—
UTI ELSS Tax Saver Fund - Direct Plan - Growth
-6.9%
SBI ELSS Tax Saver Fund - Direct Plan - Growth
-6.7%
DSP ELSS Tax Saver Fund - Direct Plan - Growth
-4.8%
SIP / Lumpsum Calculator
Total Invested
₹6,00,000
Estimated Maturity Value
₹9,05,910
Estimated Gain
₹3,05,910
Risk Flags
This fund has seen a peak-to-trough drawdown of -37.9% in its available history — make sure you can stomach that kind of swing.
Watch Items
Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.
