Kotak Debt Hybrid - Quarterly Payout of Income Distribution cum capital withdrawal option - Direct

Mutual Fund · Hybrid Scheme - Conservative Hybrid Fund · As of 18 Oct 2026, 6:05 pm

Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.

DalalBaazaar Score

51/ 100

Moderate

Weighted across five categories. Every point is explained below.

✗ Sharpe ratio of -0.37 — little reward for the volatility endured
✗ Sortino ratio of -0.45 — downside moves have not been well compensated

Investment Checklist

2 / 3 checks passed

✗ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)

NAV history

Key Metrics

Latest NAV

₹16.60

As of

17 Sept 2021

Fund History Available

8.6 yrs

Since-Inception Return (CAGR)

4.1%

Only 8.6 yrs of history available — no clean 1Y/3Y/5Y figure yet

Annualized Volatility

6.5%

Relatively stable

Sharpe Ratio (est.)

-0.37

Weak risk-adj. return

Max Drawdown

-18.0%

Notable drop seen

Category Peer Comparison

Scheme	1Y Return
SBI CONSERVATIVE HYBRID FUND - Direct Plan - Growth	3.7%
DSP Conservative Hybrid Fund - Direct Plan - Growth	2.3%
HSBC Conservative Hybrid Fund - Direct Plan - Growth	1.0%
BANDHAN CONSERVATIVE HYBRID FUND - Direct Plan - Growth	1.6%

SIP / Lumpsum Calculator

Total Invested

₹6,00,000

Estimated Maturity Value

₹6,65,625

Estimated Gain

₹65,625

Risk Flags

Estimated Sharpe ratio (-0.37) is on the low side — returns aren't compensating well for volatility taken over the trailing year.

Watch Items

This fund doesn't have enough history yet for a reliable 1-year return — the since-inception figure above is annualized from a shorter period and should be treated as rougher.
Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.