LIC MF Conservative Hybrid Fund - Direct Plan - Yearly IDCW

Mutual Fund · Hybrid Scheme - Conservative Hybrid Fund · As of 18 Oct 2026, 6:06 pm

Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.

DalalBaazaar Score

46/ 100

Moderate

Weighted across five categories. Every point is explained below.

✗ Well behind the Nifty 50 over 3Y — 0.7% against 5.7%, which an index fund would have delivered at a fraction of the cost
✗ Well behind the Nifty 50 over 5Y — 0.6% against 4.7%, which an index fund would have delivered at a fraction of the cost

Investment Checklist

3 / 4 checks passed

✓ Positive 3-year track record
✗ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)

NAV history

Key Metrics

Latest NAV

₹14.18

As of

16 Oct 2026

Fund History Available

13.8 yrs

1Y Return (CAGR)

-4.0%

Negative

3Y Return (CAGR)

0.7%

5Y Return (CAGR)

0.6%

Annualized Volatility

6.0%

Relatively stable

Sharpe Ratio (est.)

-0.98

Weak risk-adj. return

Max Drawdown

-9.8%

Contained

Category Peer Comparison

Scheme	1Y Return
SBI CONSERVATIVE HYBRID FUND - Direct Plan - Growth	3.7%
DSP Conservative Hybrid Fund - Direct Plan - Growth	2.3%
HSBC Conservative Hybrid Fund - Direct Plan - Growth	1.0%
BANDHAN CONSERVATIVE HYBRID FUND - Direct Plan - Growth	1.6%

SIP / Lumpsum Calculator

Total Invested

₹6,00,000

Estimated Maturity Value

₹6,10,618

Estimated Gain

₹10,618

Risk Flags

Estimated Sharpe ratio (-0.98) is on the low side — returns aren't compensating well for volatility taken over the trailing year.

Watch Items

Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.