JM Medium to Long Duration Fund (Direct) - Bonus Option - Principal Units

Mutual Fund · Debt Scheme - Medium to Long Duration Fund · As of 18 Oct 2026, 6:54 pm

Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.

DalalBaazaar Score

70/ 100

Good

Weighted across five categories. Every point is explained below.

✗ Well behind the Nifty 50 over 3Y — 9.4% against 13.8%, which an index fund would have delivered at a fraction of the cost
✗ Behind the Nifty 50 over 5Y by 1.5 points a year
• This fund's category (Debt Scheme - Medium to Long Duration Fund) is not what the Nifty 50 tracks, so the comparison below is indicative only — judge it against its own category benchmark.

Investment Checklist

4 / 4 checks passed

✓ Positive 3-year track record
✓ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)

NAV history

Key Metrics

Latest NAV

₹28.56

As of

27 Jan 2025

Fund History Available

12.1 yrs

3Y Return (CAGR)

9.4%

5Y Return (CAGR)

5.7%

Annualized Volatility

1.9%

Relatively stable

Sharpe Ratio (est.)

1.36

Good risk-adj. return

Max Drawdown

-10.6%

Contained

Category Peer Comparison

Scheme	1Y Return
SBI MEDIUM TO LONG TERM FUND - Direct Plan - Growth	3.1%
Bandhan Medium to Long Term Fund - Direct Plan - Growth	5.1%
UTI Medium to Long Term Fund - Direct Plan - Growth	2.5%
HSBC Medium to Long Term Fund - Direct Plan - Growth	2.2%

SIP / Lumpsum Calculator

Total Invested

₹6,00,000

Estimated Maturity Value

₹7,60,269

Estimated Gain

₹1,60,269

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