UTI Short Term Fund - Direct Plan - Half-Yearly IDCW
Mutual Fund · Income/Debt Oriented Schemes - Short Term Fund · As of 18 Oct 2026, 6:58 pm
Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.
DalalBaazaar Score
64/ 100
Good
Weighted across five categories. Every point is explained below.
✗ Only 53% of three-year holding periods ended in profit — the trailing return flatters what most investors actually got
✗ The worst three-year stretch returned -2.0% a year
Investment Checklist
3 / 4 checks passed
✓ Positive 3-year track record
✗ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)
NAV history
Key Metrics
Latest NAV
₹14.74
As of
16 Oct 2026
Fund History Available
12.1 yrs
1Y Return (CAGR)
4.4%
Moderate
3Y Return (CAGR)
7.2%
5Y Return (CAGR)
5.2%
Annualized Volatility
0.9%
Relatively stable
Sharpe Ratio (est.)
0.50
Moderate
Max Drawdown
-22.7%
Notable drop seen
Category
Income/Debt Oriented Schemes - Short Term Fund
Fund House
UTI Mutual Fund
SIP / Lumpsum Calculator
Total Invested
₹6,00,000
Estimated Maturity Value
₹7,19,651
Estimated Gain
₹1,19,651
Watch Items
Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.
