Aditya Birla Sun Life Credit Risk Fund - Direct Plan - GROWTH
Mutual Fund · Debt Scheme - Credit Risk Fund · As of 18 Oct 2026, 6:03 pm
Solid risk-adjusted track record over the available NAV history. Returns have been compensating reasonably for the volatility taken. Still confirm current expense ratio, exit load, and portfolio concentration directly from the AMC factsheet before committing.
DalalBaazaar Score
91/ 100
Strong
Weighted across five categories. Every point is explained below.
✓ 11 years of history, spanning more than one market cycle
• Ten-year return of 9.2% a year is available, which few funds can show
Investment Checklist
4 / 4 checks passed
✓ Positive 3-year track record
✓ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)
NAV history
Key Metrics
Latest NAV
₹28.15
As of
16 Oct 2026
Fund History Available
11.5 yrs
1Y Return (CAGR)
11.4%
Moderate
3Y Return (CAGR)
13.0%
5Y Return (CAGR)
10.8%
Annualized Volatility
3.4%
Relatively stable
Sharpe Ratio (est.)
1.74
Good risk-adj. return
Max Drawdown
-3.9%
Contained
Category
Debt Scheme - Credit Risk Fund
Fund House
Aditya Birla Sun Life Mutual Fund
Category Peer Comparison
Scheme
1Y Return
IDBI Credit Risk Fund Growth Direct
—
DSP Credit Risk Fund - Direct Plan - Growth
10.5%
SBI CREDIT RISK FUND - Direct Plan - Growth
7.3%
HSBC Credit Risk Fund - Direct Plan - Growth
6.0%
SIP / Lumpsum Calculator
Total Invested
₹6,00,000
Estimated Maturity Value
₹8,31,307
Estimated Gain
₹2,31,307
Watch Items
Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.
