PGIM India Banking and PSU Debt fund- Direct Plan-Growth

Mutual Fund · Debt Scheme - Banking and PSU Fund · As of 18 Oct 2026, 6:02 pm

Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.

DalalBaazaar Score

56/ 100

Moderate

Weighted across five categories. Every point is explained below.

✗ Well behind the Nifty 50 over 5Y — 4.7% against 12.5%, which an index fund would have delivered at a fraction of the cost
• This fund's category (Debt Scheme - Banking and PSU Fund) is not what the Nifty 50 tracks, so the comparison below is indicative only — judge it against its own category benchmark.

Investment Checklist

1 / 1 checks passed

✓ Historical worst drawdown contained (better than -30%)

NAV history

Key Metrics

Latest NAV

₹22.34

As of

29 Sept 2023

Fund History Available

7.6 yrs

5Y Return (CAGR)

4.7%

Max Drawdown

-3.1%

Contained

Category Peer Comparison

Scheme	1Y Return
SAHARA BANKING & FINANCIAL SERVICES FUND- GROWTH - Direct	—
SBI BANKING & FINANCIAL SERVICES FUND - Direct Plan - Growth	-3.5%
DSP Banking & Financial Services Fund - Direct Plan - Growth	3.3%
IDBI Banking & Financial Services Fund - Direct Plan (Growth)	—

SIP / Lumpsum Calculator

Total Invested

₹6,00,000

Estimated Maturity Value

₹6,76,376

Estimated Gain

₹76,376

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