BANDHAN CREDIT RISK FUND - Direct Plan - Periodic IDCW
Mutual Fund · Debt Scheme - Credit Risk Fund · As of 18 Oct 2026, 7:44 pm
Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.
DalalBaazaar Score
68/ 100
Good
Weighted across five categories. Every point is explained below.
✗ Only 58% of three-year holding periods ended in profit — the trailing return flatters what most investors actually got
✗ The worst three-year stretch returned -2.3% a year
Investment Checklist
4 / 4 checks passed
✓ Positive 3-year track record
✓ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)
NAV history
Key Metrics
Latest NAV
₹14.21
As of
16 Oct 2026
Fund History Available
9.6 yrs
1Y Return (CAGR)
6.0%
Moderate
3Y Return (CAGR)
7.9%
5Y Return (CAGR)
6.3%
Annualized Volatility
1.1%
Relatively stable
Sharpe Ratio (est.)
0.91
Moderate
Max Drawdown
-21.6%
Notable drop seen
Category
Debt Scheme - Credit Risk Fund
Fund House
Bandhan Mutual Fund
Category Peer Comparison
Scheme
1Y Return
IDBI Credit Risk Fund Growth Direct
—
DSP Credit Risk Fund - Direct Plan - Growth
10.5%
SBI CREDIT RISK FUND - Direct Plan - Growth
7.3%
HSBC Credit Risk Fund - Direct Plan - Growth
6.0%
SIP / Lumpsum Calculator
Total Invested
₹6,00,000
Estimated Maturity Value
₹7,31,398
Estimated Gain
₹1,31,398
Watch Items
Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.
