Indiabulls Savings Fund - Direct Plan - Growth Option
Mutual Fund · Debt Scheme - Money Market Fund · As of 18 Oct 2026, 6:50 pm
Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.
DalalBaazaar Score
58/ 100
Moderate
Weighted across five categories. Every point is explained below.
✗ Only 2.5 years of history — too short to judge through a full cycle
Investment Checklist
2 / 3 checks passed
✗ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)
NAV history
Key Metrics
Latest NAV
₹1176.29
As of
04 Mar 2021
Fund History Available
2.5 yrs
Since-Inception Return (CAGR)
6.8%
Only 2.5 yrs of history available — no clean 1Y/3Y/5Y figure yet
Annualized Volatility
1.2%
Relatively stable
Sharpe Ratio (est.)
0.06
Weak risk-adj. return
Max Drawdown
-0.4%
Contained
Category
Debt Scheme - Money Market Fund
Fund House
Indiabulls Mutual Fund
Category Peer Comparison
Scheme
1Y Return
JM Money Market Fund (Direct) - Growth
—
DSP Money Market Fund - Direct Plan - Growth
6.5%
SBI Money Market Fund - Direct Plan - Growth
6.3%
HSBC Money Market Fund - Direct Plan - Growth
6.4%
SIP / Lumpsum Calculator
Total Invested
₹6,00,000
Estimated Maturity Value
₹7,12,876
Estimated Gain
₹1,12,876
Risk Flags
Estimated Sharpe ratio (0.06) is on the low side — returns aren't compensating well for volatility taken over the trailing year.
Watch Items
This fund doesn't have enough history yet for a reliable 1-year return — the since-inception figure above is annualized from a shorter period and should be treated as rougher.
Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.
