Aditya Birla Sun Life Medium Term Plan- Segregated Portfolio 1-Growth - Direct Plan

Mutual Fund · Debt Scheme - Medium Duration Fund · As of 18 Oct 2026, 6:06 pm

Below-average risk-adjusted performance. Volatility here hasn't been well compensated by returns over the trailing period. Worth comparing directly against 2-3 category peers before deciding this is the right vehicle.

DalalBaazaar Score

22/ 100

Weak

Weighted across five categories. Every point is explained below.

✗ Well behind the Nifty 50 over 5Y — -60.9% against 27.2%, which an index fund would have delivered at a fraction of the cost
• This fund's category (Debt Scheme - Medium Duration Fund) is not what the Nifty 50 tracks, so the comparison below is indicative only — judge it against its own category benchmark.

Investment Checklist

0 / 3 checks passed

✗ Decent risk-adjusted return (Sharpe ≥ 0.5)
✗ Volatility isn't extreme (< 25% annualized)
✗ Historical worst drawdown contained (better than -30%)

NAV history

Key Metrics

Latest NAV

₹0.57

As of

30 Sept 2022

Fund History Available

2.8 yrs

5Y Return (CAGR)

-60.9%

Annualized Volatility

38.3%

High volatility

Sharpe Ratio (est.)

-0.97

Weak risk-adj. return

Max Drawdown

-69.9%

Severe historical drop

Category Peer Comparison

Scheme	1Y Return
Union Medium Duration Fund - Direct Plan - Growth Option	—
UTI Medium Duration Fund - Regular Plan - Quarterly IDCW	—
BARODA BNP PARIBAS Medium Duration Fund - Direct Plan - Growth Option	—
Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan - Annual Income Distribution cum Capital Withdrawal (IDCW)	—

SIP / Lumpsum Calculator

Total Invested

₹6,00,000

Estimated Maturity Value

₹1,21,763

Estimated Gain

₹-4,78,237

Risk Flags

Estimated Sharpe ratio (-0.97) is on the low side — returns aren't compensating well for volatility taken over the trailing year.
This fund has seen a peak-to-trough drawdown of -69.9% in its available history — make sure you can stomach that kind of swing.

Watch Items

Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.