Union Medium Duration Fund - Direct Plan - Growth Option

Mutual Fund · Debt Scheme - Medium Duration Fund · As of 18 Oct 2026, 6:51 pm

Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.

DalalBaazaar Score

68/ 100

Good

Weighted across five categories. Every point is explained below.

✗ Well behind the Nifty 50 over 3Y — 8.3% against 13.7%, which an index fund would have delivered at a fraction of the cost
✗ Behind the Nifty 50 over 5Y by 1.8 points a year
• This fund's category (Debt Scheme - Medium Duration Fund) is not what the Nifty 50 tracks, so the comparison below is indicative only — judge it against its own category benchmark.

Investment Checklist

4 / 4 checks passed

✓ Positive 3-year track record
✓ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)

NAV history

Key Metrics

Latest NAV

₹12.59

As of

29 Jan 2025

Fund History Available

4.4 yrs

3Y Return (CAGR)

8.3%

5Y Return (CAGR)

5.4%

Annualized Volatility

1.1%

Relatively stable

Sharpe Ratio (est.)

1.45

Good risk-adj. return

Max Drawdown

-2.8%

Contained

Category Peer Comparison

Scheme	1Y Return
UTI Medium Duration Fund - Regular Plan - Quarterly IDCW	—
BARODA BNP PARIBAS Medium Duration Fund - Direct Plan - Growth Option	—
Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan - Annual Income Distribution cum Capital Withdrawal (IDCW)	—
Nippon India Medium Duration Fund (Existing Number of Segregated Portfolios - 1) - Direct Plan - Bonus Option	6.2%

SIP / Lumpsum Calculator

Total Invested

₹6,00,000

Estimated Maturity Value

₹7,40,210

Estimated Gain

₹1,40,210

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Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.