Bajaj Finserv Banking and PSU Debt Fund - Direct Plan - Growth
Mutual Fund · Income/Debt Oriented Schemes - Banking and PSU Debt Fund · As of 18 Oct 2026, 6:48 pm
Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.
DalalBaazaar Score
54/ 100
Moderate
Weighted across five categories. Every point is explained below.
✗ Only 2.9 years of history — too short to judge through a full cycle
Investment Checklist
3 / 4 checks passed
✓ Positive 3-year track record
✗ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)
NAV history
Key Metrics
Latest NAV
₹12.23
As of
16 Oct 2026
Fund History Available
2.9 yrs
1Y Return (CAGR)
4.0%
Moderate
3Y Return (CAGR)
7.1%
Annualized Volatility
1.2%
Relatively stable
Sharpe Ratio (est.)
0.28
Weak risk-adj. return
Max Drawdown
-0.8%
Contained
Category
Income/Debt Oriented Schemes - Banking and PSU Debt Fund
Fund House
Bajaj Finserv Mutual Fund
SIP / Lumpsum Calculator
Total Invested
₹6,00,000
Estimated Maturity Value
₹7,17,500
Estimated Gain
₹1,17,500
Risk Flags
Estimated Sharpe ratio (0.28) is on the low side — returns aren't compensating well for volatility taken over the trailing year.
Watch Items
Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.
