Bank of India Multi Asset Allocation Fund - Direct Plan - Growth

Mutual Fund · Hybrid Scheme - Multi Asset Allocation · As of 18 Oct 2026, 6:59 pm

Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.

DalalBaazaar Score

60/ 100

Good

Weighted across five categories. Every point is explained below.

✗ Only 2.6 years of history — too short to judge through a full cycle

Investment Checklist

3 / 4 checks passed

✓ Positive 3-year track record
✗ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)

NAV history

Key Metrics

Latest NAV

₹12.82

As of

16 Oct 2026

Fund History Available

2.6 yrs

1Y Return (CAGR)

6.4%

Moderate

3Y Return (CAGR)

9.9%

Annualized Volatility

9.0%

Relatively stable

Sharpe Ratio (est.)

0.38

Weak risk-adj. return

Max Drawdown

-9.4%

Contained

Category Peer Comparison

Scheme	1Y Return
Kotak Multi Asset Allocation Fund-Growth - Direct	—
SBI MULTI ASSET ALLOCATION FUND - Direct Plan - Growth	4.8%
Tata Multi Asset Allocation Fund - Direct Plan - Growth Option	-0.7%
Sundaram Multi Asset Fund Direct Growth	—

SIP / Lumpsum Calculator

Total Invested

₹6,00,000

Estimated Maturity Value

₹7,68,883

Estimated Gain

₹1,68,883

Risk Flags

Estimated Sharpe ratio (0.38) is on the low side — returns aren't compensating well for volatility taken over the trailing year.

Watch Items

Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.