Union Multi Asset Allocation Fund - Direct Plan - Growth Option

Mutual Fund · Hybrid Scheme - Multi Asset Allocation · As of 18 Oct 2026, 7:45 pm

Middle-of-the-road. Nothing alarming, nothing exceptional in the numbers available here. A peer comparison within the same category will tell you more than this snapshot alone.

DalalBaazaar Score

43/ 100

Moderate

Weighted across five categories. Every point is explained below.

✗ Sharpe ratio of -0.16 — little reward for the volatility endured
✗ Sortino ratio of -0.22 — downside moves have not been well compensated

Investment Checklist

2 / 3 checks passed

✗ Decent risk-adjusted return (Sharpe ≥ 0.5)
✓ Volatility isn't extreme (< 25% annualized)
✓ Historical worst drawdown contained (better than -30%)

NAV history

Key Metrics

Latest NAV

₹12.16

As of

16 Oct 2026

Fund History Available

2.1 yrs

1Y Return (CAGR)

3.8%

Moderate

Annualized Volatility

13.2%

Relatively stable

Sharpe Ratio (est.)

-0.16

Weak risk-adj. return

Max Drawdown

-12.4%

Notable drop seen

Category Peer Comparison

Scheme	1Y Return
Kotak Multi Asset Allocation Fund-Growth - Direct	—
SBI MULTI ASSET ALLOCATION FUND - Direct Plan - Growth	4.8%
Tata Multi Asset Allocation Fund - Direct Plan - Growth Option	-0.7%
Sundaram Multi Asset Fund Direct Growth	—

SIP / Lumpsum Calculator

Total Invested

₹6,00,000

Estimated Maturity Value

₹6,60,603

Estimated Gain

₹60,603

Risk Flags

Estimated Sharpe ratio (-0.16) is on the low side — returns aren't compensating well for volatility taken over the trailing year.

Watch Items

Check the AMC's factsheet for portfolio holdings, expense ratio and exit load before investing.