Global Infratech & Finance Limited

Financial Services — Capital Markets · BSE

₹118.35₹0.00 (0.00%)

DalalBaazaar Score

43 / 100

🟡 Moderate

Verdict

CAUTION

Risk

Very High

Driven by the company is currently loss-making, micro-cap size, which brings thin liquidity, a beta above 1.3, so it swings harder than the index.

In simple words: The company is currently losing money, though profits are falling even as sales grow. The direction of profits is the main factor to watch.

Decision support, not a buy or sell call.

As of 18 Oct 2026, 7:02 pm

Understanding the Business

Company site ↗

The 60-second version of Global Infratech & Finance Limited — what it does, how it earns, and who it competes with, before any of the numbers below.

What does this company do?

Global Infratech & Finance Limited engages in investment in shares and securities, and loan syndication business.

IndustryCapital Markets

SectorFinancial Services

Employees4

Annual revenue₹1 Cr

How does it make money?

Turns over ₹1 Cr a year. Of every ₹100 of sales, about ₹-68 reaches shareholders as profit, with ₹-68 left at the operating level before interest, tax and depreciation. Each of its 4 employees supports ₹30.0 lakh of revenue a year, the signature of a people-led business.

Revenue / employee₹30.0 lakh

Who are its competitors?

The closest listed comparisons in its industry are BAJAJ FINANCE LIMITED, HDFC LIFE INS CO LTD, SBI LIFE INSURANCE CO LTD. These are the companies its valuation and returns are measured against elsewhere in this report.

Compared side by side in Peers ↓

What is its competitive advantage?Not assessable from these ratios

For a lender, returns on capital are shaped by leverage and funding cost rather than by pricing power, so the usual financial signature of an advantage does not apply. Judge this one on deposit franchise, cost of funds and asset quality — none of which are in this data.

Peer median ROE13.7%

What has been driving growth?

Sales and margins have both contributed to where profit is now. Over 3 years revenue moved -76% while net margin moved -75% relative to itself. What this cannot tell you is which products, customers or geographies did the work — that lives in the segment disclosures of the annual report.

Revenue effect-76%

Margin effect-75%

DalalBaazaar Score

43/ 100

Moderate

Weighted across six categories. Every point is explained below.

✗ Revenue has contracted at 37.6% a year
✗ Profit fell 85.1% in the latest year

Quality vs. Valuation

Company Quality

44/ 100

Weak

How good the business is, ignoring the share price entirely.

Valuation

36/ 100

Expensive

What you are being asked to pay, ignoring how good the business is.

Weak on business quality and not cheap enough to compensate.

vs. its own history

Not enough price and earnings history

vs. sector peers

Not enough peers with a usable P/E

vs. generic bands

N/A

No P/E — the company is lossmaking

EV/EBITDA

—

PEG

—

What's Good / What's Bad

🟢 What's Going Well3

Margins are improving
EBITDA margin is up from -256.6% to -67.8% over 3 years.
Return on equity is rising
ROE has improved from -64.6% to -4.4%.
Return on capital is rising
ROCE has improved from -64.3% to -4.0%.

🔴 What Needs Attention0

Nothing stands out as clearly deteriorating on the years of data available.

Red Flags

2 items require attention · 1 high · 1 watch

🔴The company is lossmakingFinancial
Net profit of -₹1 Cr in the latest reported year.
🟡Shareholders have been dilutedOwnership
Shares outstanding are up 439% over 3 years — each existing share owns a smaller slice of the company.

Investment Thesis

🟢 Bull CaseWhat could make this work?

Margin expansion has further to run
EBITDA margin has risen from -256.6% to -67.8%. If that holds, profit compounds faster than sales and today's multiple looks cheaper in hindsight than it does now.

🔴 Bear CaseWhat could go wrong?

Earnings are hard to forecast
Profit has swung sharply from year to year, so any single year — good or bad — is a weak guide to the next. Cyclical earnings deserve lower multiples for that reason.
Size brings its own risk
Micro Cap businesses are thinly traded, so exits are harder in a falling market and single events move the price more than they would for a larger company.

🟡 Key Things to WatchMeasurable tripwires, set against where this company stands today

1EBITDA margin holds above -70%✓ -67.8%
Two points below today's level — enough room for noise, tight enough to catch real compression.
2Return on equity stays above 8%✗ -4.4%
For a lender this is the cleanest single read on whether the book is being grown profitably.

Investment Checklist

6 / 11 checks passed

✗ Strong return on equity (ROE ≥ 15%)
✗ Strong return on capital employed (ROCE ≥ 15%)
✗ Healthy net margin (≥ 10%)
✓ Generates positive free cash flow
✗ Manageable leverage (Debt/Equity < 1.0)
✓ Adequate short-term liquidity (Current Ratio ≥ 1.0)
✓ Revenue growing year-over-year
✗ Profit growing year-over-year
✓ Not trading at an extreme valuation (P/E < 40x)
✓ Not buying right at the 52-week high
✓ Short-term technical trend isn't bearish

Price history

Quick Metrics

3 good · 2 neutral · 6 weak

Market Cap

₹17 Cr

Micro Cap

Smaller company — thin liquidity and deep drawdowns are normal here

P/E (Trailing)

Not meaningful

Loss-making

Earnings are negative, so a P/E multiple can't be read here

P/B Ratio

0.90x

Reasonable

Reasonable against the company's book value

EPS (TTM)

₹-3.46

Loss-making

Negative earnings per share — the business is losing money

ROE

-4.4%

Weak

Weak capital efficiency

ROCE

-4.0%

Weak

Low return on total capital employed

Debt/Equity

8.60x

High

High leverage

Revenue Growth (YoY)

944.8%

Healthy

Healthy top-line growth

Profit Growth (YoY)

-85.1%

Falling

Profits are shrinking

Dividend Yield

None

No dividend yield reported — usually means no payout, but verify if one was recently initiated

Free Cash Flow

₹6 Cr

Cash generative

Generates cash even after funding its capex

More Metrics

Operating Margin

55.5%

Good

Healthy core-business profitability

Net Margin

-38.9%

Weak

Very little revenue reaches the bottom line

Current Ratio

595.97

Comfortable

Healthy short-term liquidity

Beta (vs Nifty)

1.36

High swing

Swings more than the market in both directions

52W Range Position

65%

Mid-range

Technical Snapshot

SMA 20 / SMA 50

117.7 / 95.6

Bullish alignment (short > long)

Price vs SMA 200

Above

Long-term uptrend

RSI (14)

33.8

Neutral momentum

Financial Trend (4-Year)

Metric	FY23	FY24	FY25	FY26	3Y CAGR
Revenue	₹5 Cr	—	₹19 Cr	₹1 Cr	-37.6%
EBITDA	-₹13 Cr	₹0 Cr	-₹3 Cr	-₹1 Cr	—
EBITDA Margin	-256.6%	—	-17.3%	-67.8%	—
PAT (Net Profit)	-₹14 Cr	₹0 Cr	-₹3 Cr	-₹1 Cr	—
EPS	₹-519	₹15	₹-23.15	₹-5.76	—
ROE	-64.6%	1.8%	-16.9%	-4.4%	—
ROCE	-64.3%	1.8%	-15.6%	-4.0%	—
Total Debt	₹2 Cr	₹2 Cr	₹2 Cr	₹2 Cr	-10.9%
Free Cash Flow	₹1 Cr	-₹0 Cr	₹24 Cr	₹6 Cr	+114.7%

🔴 Revenue has shrunk at 37.6% a year over 3 years.

🟢 EBITDA Margin has risen from -256.6% to -67.8% over 3 years (+188.8 pts).

🟢 ROE has risen from -64.6% to -4.4% over 3 years (+60.2 pts).

🟢 ROCE has risen from -64.3% to -4.0% over 3 years (+60.2 pts).

🟢 Total Debt has shrunk at 10.9% a year over 3 years.

🟢 Free Cash Flow has grown at 114.7% a year over 3 years.

Balance Sheet & Cash Flow — FY2026

Total Assets

₹20 Cr

Total Liabilities

₹2 Cr

Cash & Equivalents

₹6 Cr

Operating Cash Flow

₹6 Cr

Capex

-₹0 Cr

Shareholding (proxy)

Institutional Holding

0.0%

Insider Holding

82.8%

Peer Comparison

Company	P/E	ROE
BAJAJ FINANCE LIMITED	30.2x	17.8%
HDFC LIFE INS CO LTD	58.4x	11.3%
SBI LIFE INSURANCE CO LTD	63.9x	13.7%

Recent News

6 general

Global Infratech & Finance Ltd. Share Price Live Today

CNBC TV18, 12 Oct

Global Infratech & Finance Ltd. Key Financial Ratios – Valuation, Profitability & More

Value Research, 07 Sept

Global Infratech sets Sept 10-16 book closure for annual general meeting

scanx.trade, 21 Aug

Global Infratech & Finance Ltd. Peer Comparison – Compare with Others

Value Research, 03 Sept

Global Infratech shareholders approve QIP, reappoint V S Amarnath

scanx.trade, 16 Sept

Global Infratech & Finance Ltd. Financials – Balance Sheet, Profit & Loss, Cash Flow

Value Research, 15 Sept

Watch Items

This is a financial-sector business: borrowing is its raw material, not leverage in the usual sense. Debt/Equity and ROCE here aren't comparable to a manufacturer's — read them alongside NIM, GNPA and capital adequacy from the company's own disclosures.
Cross-check against the company's latest quarterly filing / investor presentation before acting.

DalalBaazaar Thesis

StrongFinancial Health

MiddlingValuation

WeakBusiness Quality · Growth · Profitability · Risk

Points for each in the Score ↑

Weak on the fundamentals

Poor scores on business quality without a price low enough to compensate. There is no obvious argument for owning this over a stronger company at a similar valuation. 1 high-severity red flag sits above this conclusion and should be read first.

1 of 2 tripwires tripped — Return on equity stays above 8% · see Key things to watch ↑