DalalBaazaar
The 60-second version of Geetanjali Credit and Capital Limited — what it does, how it earns, and who it competes with, before any of the numbers below.
Nothing stands out as clearly improving on the years of data available.
None of the automated financial checks below were triggered on the years of data available. That is not the same as a clean bill of health — see what could not be checked.
No clear supporting case emerges from the available numbers.
| Metric | FY23 | FY24 | FY25 | FY26 | 3Y CAGR |
|---|---|---|---|---|---|
| Revenue | — | ₹0 Cr | — | ₹0 Cr | — |
| EBITDA | -₹0 Cr | ₹0 Cr | -₹0 Cr | ₹0 Cr | — |
| EBITDA Margin | — | 9.3% | — | 17.9% | — |
| PAT (Net Profit) | -₹0 Cr | ₹0 Cr | -₹0 Cr | ₹0 Cr | — |
| EPS | ₹-0.03 | — | ₹-0.08 | ₹0.03 | — |
| ROE | -0.4% | 0.0% | -1.1% | 0.5% | — |
| ROCE | -0.4% | 0.0% | -1.1% | 0.5% | — |
| Total Debt | — | — | ₹0 Cr | ₹0 Cr | — |
| Free Cash Flow | — | ₹0 Cr | -₹0 Cr | -₹0 Cr | — |
| Company | P/E | ROE |
|---|---|---|
| BAJAJ FINANCE LIMITED | 30.2x | 17.8% |
| STATE BANK OF INDIA | 10.3x | 15.2% |
| HDFC BANK LTD | 15.9x | 13.8% |
| ICICI BANK LTD. | 18.1x | 16.5% |
The quality is real and the price already reflects it. Buying here is a bet that the business keeps compounding for long enough to grow into the multiple — which good businesses often do, but it removes the margin for error that a lower price would have given you.